Despite the chaos in credit, a depletion of most companies in the insurance market shows no signs of severe poverty, and others. The insurance company is a company with recession, which means that no matter what happens in the national economy, people still need to buy and spend money on insurance. In fact, some people say that since insurance is need for security, people tend to get more concerned about fears for their safety during these painful moments, and therefore the demand for insurance.
So while we have products with high prices and the credit crunch, and other factors led to lower prices - such as deflation and low interest rates and the economy, which suffered a long time. The result seems to be the direct sum of insurance demand for small cars. Declining demand companies, and insurance to provide more of these were bound to be a bit hard with premium rate.